Monthly Family Expenses
(excluding mortgage payment)
$ HKD
No. of Years to Support
year(s)
Outstanding Mortgage
Balance & Debts
$ HKD
Final & Associated Expenses
(Final expenses are costs associated with death and funeral)
$ HKD
Assumed Annual Rate of Inflation
Assumed Annual Rate of Return

The Composite Consumer Price Index rose 1.7% per annum
in 2017 (Source: Census and Statistics Department)

No child education expenses
Annual Education Expenses
$ HKD
Age
year(s) old
 
Expense Start Age
year(s) old
No. of Years to Support
year(s)
Annual Education Expenses
$ HKD
Age
year(s) old
 
Expense Start Age
year(s) old
No. of Years to Support
year(s)
Annual Education Expenses
$ HKD
Age
year(s) old
 
Expense Start Age
year(s) old
No. of Years to Support
year(s)
Annual Education Expenses
$ HKD
Age
year(s) old
 
Expense Start Age
year(s) old
No. of Years to Support
year(s)
Based on your input, you require total life coverage of $ HKD ,
including basic life coverage of $ HKD and an education fund of $ HKD
The estimated family expenses and education fund are based on an assumed annual rate of return of % and
assumed annual rate of inflation of %. Such amounts are for reference only.
Current Savings and
Investments
(excluding property used as own residence)
$ HKD
Existing Life Insurance
$ HKD
Based on your input, you have $ HKD
in coverage/reserves to serve your life coverage needs.
Estimated Family Expenses
$
HKD
Outstanding Mortgage
Balance & Debts
$
HKD
Final & Associated Expenses
$
HKD
Estimated Education Fund
$
HKD
Current Savings and Investments
(excluding property used as own residence)
$
HKD
Existing Life Insurance
$
HKD

Ideal retirement Shortfall
$
HKD
The above calculation is based on an assumed annual rates of return and inflation of % and % respectively. All figures are for reference only. The calculation result does not, and it is not intended to, provide any investment advice.
Monthly Family Expenses (excluding mortgage payment)
$
HKD
No. of Years to Support
year(s)
Outstanding Mortgage Balance & Debts
$
HKD
Final & Associated Expenses
$
HKD
Education Expenses
Child Annual Expenses (HK$) Age Start Age No. of Years
1st
2nd
3rd
4th
Current Savings and Investments
(excluding residential property)
$
HKD
Existing Life Insurance
$
HKD
Assumed Annual Rate of Return
Assumed Annual Rate of Inflation